现在网上到处有贷款公司,它们都是真的吗

连丽花 2019-12-21 16:47:00

推荐回答

选择网络贷款要看其平台的背景,如果其平台有资金充沛的实体来支持,并且平台的工作人员有较长时间的银行信贷工作经验,其风险性相对就降低了不少。条件允许的情况下,最好选择正规的金融机构,不要贪了小便宜而吃了大亏。在网络贷款时,要注意几个事项:1、首先,正规贷款不需要提前支付保证金或者利息,预扣利息的行为也是违反相关法律规定的;2、在挑选网络贷款平台时,如果遇见对方直接或变相要求支付“贷前费用”时,都是不符合相关规定的,应提高警惕;3、其次,正规的小贷公司一般不从事跨区域贷款;4、另外,贷款前最好了解一下平台背后小贷公司的真实情况,以防上当受骗。
齐改琴2019-12-21 17:05:33

提示您:回答为网友贡献,仅供参考。

其他回答

  • 如果您有急用钱网上贷款的需求,建议您一定要选择靠谱的大品牌,有钱花是度小满金融信贷服务品牌,安全值得信赖,具有申请简便、放款快、借还灵活、息费透明、安全性强等特点。申请材料简单,最快30秒审批,最快3分钟放款。可提前还款,还款后恢复额度可循环借款。和您分享有钱花的申请条件:有钱花的申请条件主要分为年龄要求和资料要求两个部分。一、年龄要求:在18-55周岁之间。特别提示:有钱花谢绝向在校大学生提供消费分期贷款,如您是在校大学生,请您放弃申请。二、资料要求:申请过程中需要提供您的二代身份证、本人借记卡。注意:申请只支持借记卡,申请卡也为您的借款银行卡。本人身份信息需为二代身份证信息,不能使用临时身份证、过期身份证、一代身份证进行申请。满足以上条件之后,您就可以去申请贷款啦。下载有钱花App,进入借款入口,点击查看我的额度→填写资料→确认信息→获得额度。最快30秒审批,最高20万额度。希望这个回答对您有帮助,手机端点击下方,立即测额!官方电话官方网站向TA提问。
    齐晓宁2019-12-21 18:43:38
  • 如果遭遇网络贷款诈骗,可第一时间报警求助公安部门。若遇到个人信息泄露散布至网络,或被恶意P图、散布谣言损毁名誉时,可留存证据、整理材料后,通过12377热线电话或违法和不良信息举报中心官网举报。如果遭遇了实质性的诈骗并蒙受损失,应保全证据,及时向相关执法部门报案,以最大可能挽回损失。扩展资料:注意事项1、当需要使用贷款业务时,应当首选银行等合规金融机构,拒绝小广告、小作坊式的网络金融产品。银行等正规金融机构提供的贷款产品,对借贷人有较高的要求,这些限制条件是对借贷双方的保护。2、使用网络贷款业务时,要选择正规、合法的网贷机构产品,注意保护好个人信息和隐私。对网络上自称银行工作人员、国家公职人员等身份推销贷款业务的人员,一定要万分警惕。正规的金融机构,不会通过微信、QQ等社交软件联系借贷人,沟通办理借贷业务。在放款前不会巧立名目来收取借贷人任何费用,只要是在网上预先交费的贷款业务,一律不要轻信和办理。华龙网-网络贷款诈骗受到集中举报请广大网民提高警惕。
    齐方洲2019-12-21 18:05:26
  • 不合法的网贷公司很多,前几天,上海新闻报道,仅上海就一次出现90多个骗人的网贷公司。你想想,全国有多少,没法统计。一句话,想贷款就在各银行贷款就没事。
    龚安龙2019-12-21 17:40:39
  • 选择贷款要看其平台的背景,如果其平台有资金充沛的实体来支持,并且平台的工作人员有较长时间的银行信贷工作经验,其风险性相对就降低了不少。条件允许的情况下,最好选择正规的金融机构,不要贪了小便宜而吃了大亏。在贷款时,要注意几个事项:1、首先,正规贷款不需要提前支付保证金或者利息,预扣利息的行为也是违反相关法律规定的;2、在挑选贷款平台时,如果遇见对方直接或变相要求支付“贷前费用”时,都是不符合相关规定的,应提高警惕;3、其次,正规的小贷公司一般不从事跨区域贷款;4、另外,贷款前最好了解一下平台背后小贷公司的真实情况,以防上当受骗。
    齐昌广2019-12-21 17:21:44

相关问答

贷款分为以下三种:希望能帮上你。商业贷款如下:累计支付利息12967.02。累计还款总额:82967.02期次偿还本息元偿还利息元偿还本金元剩余本金元11382.78402.5980.2869019.7221382.78396.86985.9268033.831382.78391.19991.5967042.2141382.78385.49997.2966044.9251382.78379.761003.0265041.8961382.78373.991008.7964033.171382.78368.191014.5963018.581382.78362.361020.4261998.0891382.78356.491026.2960971.78101382.78350.591032.1959939.59111382.78344.651038.1358901.46121382.78338.681044.157857.35131382.78332.681050.156807.25141382.78326.641056.1455751.11151382.78320.571062.2154688.89161382.78314.461068.3253620.57171382.78308.321074.4652546.11181382.78302.141080.6451465.46191382.78295.931086.8550378.61201982.78289.681093.149285.5211382.78283.391099.3948186.11221382.78277.071105.7147080.39231382.78270.711112.0745968.32241382.78264.321118.4644849.86251382.78257.891124.8943724.96261382.78251.421131.3642593.59271382.78244.911137.8741455.72281382.78238.371144.4140311.31291382.78231.791150.9939160.32301382.78225.171157.6138002.7311382.78218.521164.2636838.44321382.78211.821170.9635667.47331382.78205.091177.6934489.78341382.78198.321184.4633305.31351382.78191.511191.2732114.03361382.78184.661198.1230915.9371382.78177.771205.0129710.89381382.78170.841211.9428498.94391382.78163.871218.9127280.03401382.78156.861225.9226054.1411382.78149.811232.9724821.13421382.78142.721240.0623581.07431382.78135.591247.1922333.88441382.78128.421254.3621079.51451382.78121.211261.5719817.94461382.78113.951268.8318549.1471382.78106.661276.1217272.98481382.7899.321283.4615989.51491382.7891.941290.8414698.67501382.7884.521298.2613400.4511382.7877.051305.7312094.67521382.7869.541313.2410781.43531382.7861.991320.799460.64541382.7854.41328.388132.26551382.7846.761336.026796.24561382.7839.081343.75452.53571382.7831.351351.434101.1581382.7823.581359.22741.9591382.7815.771367.011374.88601382.787.911374.870公积金还款如下:累计支付利息元累计还款总额元期次偿还本息元偿还利息元偿还本金元剩余本金元11303.42259.581043.8468956.1621303.42255.711047.7167908.4531303.42251.831051.5966856.8641303.42247.931055.4965801.3751303.42244.011059.4164741.9661303.42240.081063.3463678.6371303.42236.141067.2862611.3581303.42232.181071.2461540.1191303.42228.211075.2160464.9101303.42224.221079.259385.7111303.42220.221083.258302.51121303.42216.211087.2157215.29131303.42212.171091.2556124.04141303.42208.131095.2955028.75151303.42204.061099.3653929.39161303.42199.991103.4352825.96171303.42195.91107.5251718.44181303.42191.791111.6350606.81191303.42187.671115.7549491.05201903.42183.531119.8948371.16211303.42179.381124.0447247.12221303.42175.211128.2146118.91231303.42171.021132.444986.51241303.42166.821136.643849.91251303.42162.611140.8142709.1261303.42158.381145.0441564.06271303.42154.131149.2940414.78281303.42149.871153.5539261.23291303.42145.591157.8338103.4301303.42141.31162.1236941.28311303.42136.991166.4335774.85321303.42132.671170.7534604.09331303.42128.321175.133429341303.42123.971179.4532249.54351303.42119.591183.8331065.71361303.42115.21188.2229877.5371303.42110.81192.6228684.87381303.42106.371197.0527487.82391303.42101.931201.4926286.34401303.4297.481205.9425080.4411303.4293.011210.4123869.98421303.4288.521214.922655.08431303.4284.011219.4121435.67441303.4279.491223.9320211.74451303.4274.951228.4718983.27461303.4270.41233.0217750.25471303.4265.821237.616512.65481303.4261.231242.1915270.47491303.4256.631246.7914023.67501303.42521251.4212772.26511303.4247.361256.0611516.2521303.4242.711260.7110255.49531303.4238.031265.398990.1541303.4233.341270.087720.01551303.4228.631274.796445.22561303.4223.91279.525165.7571303.4219.161284.263881.44581303.4214.391289.032592.41591303.429.611293.811298.6601303.424.821298.60商贷支付利息12967.02元公积金支付利息8205.23元累计支付利息21172.25元累计还款总额161172.25元期次偿还本息元偿还利息元偿还本金元剩余本金元12686.2662.082024.12137975.8822686.2652.582033.62135942.2532686.2643.022043.18133899.0742686.2633.422052.78131846.2852686.2623.772062.43129783.8562686.2614.082072.12127711.7272686.2604.332081.87125629.8582686.2594.542091.66123538.1992686.2584.72101.5121436.68102686.2574.812111.39119325.29112686.2564.872121.33117203.96122686.2554.892131.31115072.65132686.2544.852141.35112931.29142686.2534.772151.43110779.86152686.2524.632161.57108618.29162686.2514.452171.75106446.53172686.2504.212181.99104264.54182686.2493.932192.27102072.27192686.2483.592202.6199869.66202686.2473.212212.9997656.66212686.2462.772223.4395433.22222686.2452.282233.9293199.3232686.2441.742244.4690954.83242686.2431.142255.0688699.77252686.2420.52265.786434.06262686.2409.82276.484157.66272686.2399.052287.1581870.5282686.2388.242297.9679572.54292686.2377.382308.8277263.72302686.2366.472319.7374943.98312686.2355.512330.6972613.29322686.2344.492341.7170271.57332686.2333.412352.7967918.78342686.2322.282363.9265554.85352686.2311.12375.163179.75362686.2299.862386.3460793.4372686.2288.562397.6458395.76382686.2277.212408.9955986.77392686.2265.82420.453566.36402686.2254.342431.8651134.5412686.2242.822443.3848691.11422686.2231.242454.9646236.15432686.2219.62466.643769.55442686.2207.912478.2941291.25452686.2196.162490.0438801.21462686.2184.352501.8536299.35472686.2172.482513.7233785.63482686.2160.552525.6531259.98492686.2148.572537.6328722.34502686.2136.522549.6826172.66512686.2124.422561.7823610.87522686.2112.252573.9521036.92532686.2100.022586.1818450.74542686.287.742598.4615852.27552686.275.392610.8113241.46562686.262.982623.2210618.23572686.250.512635.697982.54582686.237.972648.235334.31592686.225.382660.822673.48602686.212.722673.480。
小米贷款最近开始「公测」了,只要是安卓手机,都可以下载,我就试玩了一下。图标长右边这样,应用商店里叫小米XX的APP特别的多,千万别下错了。注册登录之后,可以马上试试自己的额度有多少,最快20分钟出结果。有了额度,随时可以借出来,钱直接打到你的银行卡上,按日计息,随借随还,日费率一般是万分之五。折算成年化利率的话,大概是18%左右。和微粒贷、借呗什么的,差不多。那它的优势在哪?我记得雷军曾经在微博上晒过一张图,他的小米贷款额度足足100万。是的,小米贷款可以借出100元-100万元,比阿里的借呗、腾讯的微粒贷上限高多了。但是...你不是雷军。事实上我听说大部分人能借到的额度,大概也就是2000元。有小伙伴曾经跟我分,却又同时在网上借了很多钱、借了很多次、或者查了很多次额度。银行就有理由怀疑——你这个人是不是太缺钱了,是不是在其它渠道借不到钱?碰上谨慎些的银行,就很可能会少借你钱、拒绝借你钱,或者提高你的利率,让你多出一点血。这就很郁闷了。需要钱临时应急时,网络小贷当然可以借,而且是非常好的工具。但是不需要钱、and需要大钱时,就别乱点乱测网上的借钱额度了。Ps.关于贷款,我以前写了不少,打开我微信公众号菜单栏的这一项:里面有个“借钱攻略”的栏目。随时可以重温。微信公众号:越女事务所欢迎关注,感受金钱最大的善意。