其他回答

• 可以转到别的银行，但是必须还清现有贷款再进行贷款，那时贷款的性质改变了，从按揭贷款变成抵押贷款了，利率上浮幅度更高。要求降低利率不可以。除非国家。
  齐文良2019-12-21 19:57:48
• 2019年10月20日加息以后，商业银行5年以上贷款基准年利率是6.14%；2019年12月26日再次加息以后，商业银行5年以上贷款基准年利率是6.4%；你是2019年10月份买的房子，当时的年利率是6.14%，2019年1月以后才按照加息后的新利率6.4%执行。中国建设银行住房贷款利率，首次购房打85折，贷款利率一般实行浮动利率。具体详情可以咨询中国建设银行客服：95533，或者如果你的贷款卡绑定K盾开通网上银行功能，在网上银行可以详细查询到你的贷款情况和还款计划！建行打折优惠根据各省的情况不同，有的省份可以打8折优惠，辽宁沈阳地区只有85折优惠，而且2019年11份的时候正好是国家频繁发布信贷紧缩政策的时期，银行在年底时候贷款额度也不多的情况下，打95折优惠也算正常吧。
  黄登莲2019-12-21 19:38:39
• 贷款本金：100000　，月利率：0.60%,贷款年限：18个月：等额本息法月供还款额是：5877.59元、总还款金额是：105796.62元、共应还利息：5796.62元。
  粱剑光2019-12-21 19:14:12
• 贷款金额：345000.0元贷款期限：15.0年贷款年利率：5.94%还款方式：等额本金您的个人贷款试算结果，您累计需支付贷款利息156,829.95元期数当期还款实际天数还款日期应还本金应还利息月还款额贷款余额131201906051,916.671,764.683,681.35343,083.33230201907051,916.671,698.263,614.93341,166.66331201908051,916.671,745.073,661.74339,249.99431201909051,916.671,735.263,651.93337,333.32530201910051,916.671,669.803,586.47335,416.65631201911051,916.671,715.663,632.33333,499.98730201912051,916.671,650.823,567.49331,583.31831201901051,916.671,696.053,612.72329,666.64931201902051,916.671,686.243,602.91327,749.971028201903051,916.671,514.203,430.87325,833.301131201904051,916.671,666.643,583.31323,916.631230201905051,916.671,603.393,520.06321,999.961331201906051,916.671,647.033,563.70320,083.291430201907051,916.671,584.413,501.08318,166.621531201908051,916.671,627.423,544.09316,249.951631201909051,916.671,617.623,534.29314,333.281730201910051,916.671,555.953,472.62312,416.611831201911051,916.671,598.013,514.68310,499.941930201912051,916.671,536.973,453.64308,583.272031201901051,916.671,578.403,495.07306,666.602131201902051,916.671,568.603,485.27304,749.932228201903051,916.671,407.943,324.61302,833.262331201904051,916.671,548.993,465.66300,916.592430201905051,916.671,489.543,406.21298,999.922531201906051,916.671,529.383,446.05297,083.252630201907051,916.671,470.563,387.23295,166.582731201908051,916.671,509.783,426.45293,249.912831201909051,916.671,499.973,416.64291,333.242930201910051,916.671,442.103,358.77289,416.573031201911051,916.671,480.373,397.04287,499.903130201912051,916.671,423.123,339.79285,583.233231201901051,916.671,460.763,377.43283,666.563331201902051,916.671,450.953,367.62281,749.893428201903051,916.671,301.683,218.35279,833.223531201904051,916.671,431.353,348.02277,916.553630201905051,916.671,375.693,292.36275,999.883731201906051,916.671,411.743,328.41274,083.213830201907051,916.671,356.713,273.38272,166.543931201908051,916.671,392.133,308.80270,249.874031201909051,916.671,382.333,299.00268,333.204130201910051,916.671,328.253,244.92266,416.534231201911051,916.671,362.723,279.39264,499.864330201912051,916.671,309.273,225.94262,583.194431201901951,916.671,343.113,259.78260,666.524531201902051,916.671,333.313,249.98258,749.854629201903051,916.671,238.123,154.79256,833.184731201904051,916.671,313.703,230.37254,916.514830201905051,916.671,261.843,178.51252,999.844931201906051,916.671,294.093,210.76251,083.175030201907051,916.671,242.863,159.53249,166.505131201908051,916.671,274.493,191.16247,249.835231201909051,916.671,264.683,181.35245,333.165330201910051,916.671,214.403,131.07243,416.495431201911051,916.671,245.083,161.75241,499.825530201912051,916.671,195.423,112.09239,583.155631201901051,916.671,225.473,142.14237,666.485731201902051,916.671,215.663,132.33235,749.815828201903051,916.671,089.163,005.83233,833.145931201904051,916.671,196.063,112.73231,916.476030201905051,916.671,147.993,064.66229,999.806131201906051,916.671,176.453,093.12228,083.136230201907051,916.671,129.013,045.68226,166.466331201908051,916.671,156.843,073.51224,249.796431201909051,916.671,147.043,063.71222,333.126530201910051,916.671,100.553,017.22220,416.456631201911051,916.671,127.433,044.10218,499.786730201912051,916.671,081.572,998.24216,583.116831201901051,916.671,107.823,024.49214,666.446931201902051,916.671,098.023,014.69212,749.777028201903051,916.67982.902,899.57210,833.107131201904051,916.671,078.412,995.08208,916.437230201905051,916.671,034.142,950.81206,999.767331201906051,916.671,058.802,975.47205,083.097430201907051,916.671,015.162,931.83203,166.427531201908051,916.671,039.202,955.87201,249.757631201909051,916.671,029.392,946.06199,333.087730201910051,916.67986.702,903.37197,416.417831201911051,916.671,009.782,926.45195,499.747930201912051,916.67967.722,884.39193,583.078031201901051,916.67990.182,906.85191,666.408131201902051,916.67980.372,897.04189,749.738228201903051,916.67876.642,793.31187,833.068331201904051,916.67960.772,877.44185,916.398430201905051,916.67920.292,836.96183,999.728531201906051,916.67941.162,857.83182,083.058630201907051,916.67901.312,817.98180,166.388731201908051,916.67921.552,838.22178,249.718831201909051,916.67911.752,828.42176,333.048930201910051,916.67872.852,789.52174,416.379031201911051,916.67892.142,808.81172,499.709130201912051,916.67853.872,770.54170,583.039231201901051,916.67872.532,789.20198,666.369331201902051,916.67862.732,779.40166,749.699429201903051,916.67797.902,714.57164,833.029531201904051,916.67843.122,759.79162,916.359630201905051,916.67806.442,723.11160,999.689731201906051,916.67823.512,740.18159,083.019830201907051,916.67787.462,704.13157,166.349931201908051,916.67803.912,720.58155,249.6710031201909051,916.67794.102,710.77153,333.0010130201910051,916.67759.002,675.67151,416.3310231201911051,916.67774.492,691.16149,499.6610330201912051,916.67740.022,656.69147,582.9910431201901051,916.67754.892,671.56145,666.3210531201902051,916.67745.082,661.75143,749.6510628201903051,916.67664.122,580.79141,832.9810731201904051,916.67725.482,642.15139,916.3110830201905051,916.67692.592,609.26137,999.6410931201906051,916.67705.872,622.54136,082.9711030201907051,916.67673.612,590.28134,166.3011131201908051,916.67686.262,602.93132,249.6311231201909051,916.67676.462,593.13130,332.9611330201910051,916.67645.152,561.82128,416.2911431201911051,916.67656.852,573.52126,499.6211530201912051,916.67626.172,542.84124,582.9511631201901051,916.67637.242,553.91122,666.2811731201902051,916.67627.442,544.11120,749.6111828201903051,916.67557.862,474.53118,832.9411931201904051,916.67607.832,524.50116,916.2712030201905051,916.67578.742,495.41114,999.6012131201906051,916.67588.222,504.89113,082.9312230201907051,916.67559.762,476.43111,166.2612331201908051,916.67568.622,485.29109,249.5912431201909051,916.67558.812,475.48107,332.9212530201910051,916.67531.302,447.97105,416.2512631201911051,916.67539.202,455.87103,499.5812730201912051,916.67512.322,428.99101,582.9112831201901051,916.67519.602,436.2799,666.2412931201902051,916.67509.792,426.4697,749.5713028201903051,916.67451.602,368.2795,832.9013131201904051,916.67490.192,406.8693,916.2313230201905051,916.67464.892,381.5691,999.5613331201906051,916.67470.582,387.2590,082.8913430201907051,916.67445.912,362.5888,166.2213531201908051,916.67450.972,367.6486,249.5513631201909051,916.67441.172,357.8484,332.8813730201910051,916.67417.452,334.1282,416.2113831201911051,916.67421.562,338.2380,499.5413930201912051,916.67398.472,315.1478,582.8714031202001051,916.67401.952,318.6276,666.2019131202002051,916.67392.152,308.8274,749.5314229202003051,916.67357.682,274.3572,832.8614331202004051,916.67372.542,289.2170,916.1914430202019051,916.67351.042,267.7168,999.5214531202019051,916.67352.932,269.6067,082.8514630202019051,916.67332.062,248.7365,166.1814731202019051,916.67333.332,250.0063,249.5114831202019051,916.67323.522,240.1961,332.8414930202019051,916.67303.602,220.2759,416.1715031202019051,916.67303.912,220.5857,499.5015130202019051,916.67284.622,201.2955,582.8315231202101051,916.67284.312,200.9853,666.1615331202102051,916.67274.502,191.1751,749.4915428202103051,916.67239.082,155.7549,832.8215531202104051,916.67254.892,171.5647,916.1515630202105051,916.67237.182,153.8545,999.4815731202106051,916.67235.292,151.9644,082.8115830202107051,916.67218.212,134.8842,166.1415931202108051,916.67215.682,132.3540,249.4716031202109051,916.67205.882,122.5538,332.8016130202110051,916.67189.752,106.4236,416.1316231202111051,916.67186.272,102.9434,499.4616330202112051,916.67170.772,087.4432,582.7916431202201951,916.67166.662,083.3330,666.1216531202202051,916.67156.862,073.5328,749.4516628202203051,916.67132.822,049.4926,832.7816731202204051,916.67137.252,053.9224,916.1116830202205051,916.67123.332,040.0022,999.4416931202206051,916.67117.642,034.3121,082.7717030202207051,916.67104.362,021.0319,166.1017131202208051,916.6798.032,014.7017,249.4317231202209051,916.6788.232,004.9015,332.7617330202210051,916.6775.901,992.5713,416.0917431202211051,916.6768.621,985.2911,499.4217530202212051,916.6756.921,973.599,582.7517631202301051,916.6749.021,965.697,666.0817731202302051,916.6739.211,955.885,749.4117828202303051,916.6726.561,943.233,832.7417931202304051,916.6719.601,936.271,916.0718030202305051,916.079.481,925.550.00。
  龚尚英2019-12-21 18:57:12