以国债、金融债等固定收益类金融工具为主要投资对象的基金称为债券型基金，因为其投资的产品收益比较稳定，又被称为“固定受益基金”。根据投资股票的比例不同，债券型基金又可分为纯债券型基金与偏债劵型基金。两者的区别在于，纯债型基金不投资股票，而偏债型基金可以投资少量的股票。偏债型基金的优点在于可以根据股票市场走势灵活地进行资产配置，在控制风险的条件下分享股票市场带来的机会。一般来说，债券型基金不收取认购或申购的费用，赎回费率也较低。债券基金有以下特点：注重当期收益。债券基金主要追求当期较为固定的收入，相对于股票基金而言缺乏增值的潜力，较适合于不愿过多冒险，谋求当期稳定收益的投资者。Totreasurybonds,financialbondsandotherfixed-incomeinstrumentssuchasthemaininvestmentfundknownasbondfunds,investmentproductsbecauseoftheirrelativelystableearnings,alsoknownasthe"fixedbenefitfund."Accordingtotheproportionofdifferentstockinvestments,bondfundscanbedividedintopurebondfundsandpartialBondsFund.Thedifferencebetweenthetwo,notpuredebtfundsinthestockmarket,andpartialdebtfundscaninvestinasmallnumberofstocks.Partialdebtfundsinaccordancewiththeadvantageofthestockmarketmovementscanbeflexibilitytoassetallocation,riskcontrolconditionstosharetheopportunitiesofferedbythestockmarket.Ingeneral,bondfundsdonotchargesubscriptionorpurchase,thecostoftheredemptionratesarelower.BondFundhasthefollowingcharacteristics:Alow-risk,lowincome.Asbondfunds,theinvestmenttarget-bondyieldsstable,therisksarealsosmaller,therefore,lessriskybondfunds,butbecausethebondsarefixed-incomeproducts,relativetoequityfunds,bondfundslow-riskbutnottherateofreturnhigh.2lowercost.Asbondinvestmentmanagementmanagingcomplexthanequityinvestments,bondfundmanagementfeesarerelativelylow,ourcountry''sbondfundsCincomestability.Investinregularbondshaveinterestreturns,duealsocommittedtodebtservice,andthereforethebondproceedsfundmorestable.Dfocusoncurrentincome.ABFmainlyseekingmorecurrentfixedincome,comparedtoequityfundsintermsofthelackofvalue-addedpotential,innottoomuchmoresuitableforadventure,thecurrentstabilityofincomeforinvestors。
连东红2019-12-21 20:38:26