我想问,网上贷款是真的吗

辛少丽 2019-12-21 22:34:00

推荐回答

银行~银行~银行~重要的事情说三遍!真的是资质不行要去小贷公司借的话也自己去找,自己去问,现在资讯发达,网上多查查,多看看!千万不要找那些天杀的中介,本身贷款利息就高,还贷压力就大了,还要被他们扒层皮,真心不划算。
齐月娥2019-12-21 22:37:12

提示您:回答为网友贡献,仅供参考。

其他回答

  • ,现在网上贷款的平台很多,建议您在选择的时候一定要选择正规大平台,记住:正规的网络贷款是不会收取任何贷前费用的,请您提高警惕,小心被骗。如果您有急用钱的需求,建议您一定要选择靠谱的大品牌正规渠道,有钱花是度小满金融旗下的信贷服务品牌,安全值得信赖,具有申请简便、放款快、借还灵活、息费透明、安全性强等特点。有钱花的申请条件主要分为年龄要求和资料要求两个部分。一、年龄要求:在18-55周岁之间。特别提示:有钱花谢绝向在校大学生提供消费分期贷款,如您是在校大学生,请您放弃申请。二、资料要求:申请过程中需要提供您的二代身份证、本人借记卡。注意:申请只支持借记卡,申请卡也为您的借款银行卡。本人身份信息需为二代身份证信息,不能使用临时身份证、过期身份证、一代身份证进行申请。
    赖鸿春2019-12-21 23:38:05
  • 现在的贷款APP真的是太多直接把很多的人的征信都搞花了我建议你不要乱尝试交给中介来做做一个最适合你的贷款没做过贷款下个软件就开始贷款一个软甲下个几千的额度申请了一大堆也没批下来额度自己的申请记录搞了30多条以后想做任何的贷款那都是难上加难这是我一个客户的征信记录申请记录36条房贷不用想任何贷款都基本跟他没关系了慎之。
    赵颖雪2019-12-21 23:00:47
  • 我在网上贷过款。之前我在网上找了好多可以贷款的平台,对比过后选择在闪光贷上贷款,他们家的产品挺多的,我贷的是淘宝贷还挺不错的,你可以去他们网上看看。
    齐明星2019-12-21 22:55:01

相关问答

贷款分为以下三种:希望能帮上你。商业贷款如下:累计支付利息12967.02。累计还款总额:82967.02期次偿还本息元偿还利息元偿还本金元剩余本金元11382.78402.5980.2869019.7221382.78396.86985.9268033.831382.78391.19991.5967042.2141382.78385.49997.2966044.9251382.78379.761003.0265041.8961382.78373.991008.7964033.171382.78368.191014.5963018.581382.78362.361020.4261998.0891382.78356.491026.2960971.78101382.78350.591032.1959939.59111382.78344.651038.1358901.46121382.78338.681044.157857.35131382.78332.681050.156807.25141382.78326.641056.1455751.11151382.78320.571062.2154688.89161382.78314.461068.3253620.57171382.78308.321074.4652546.11181382.78302.141080.6451465.46191382.78295.931086.8550378.61201982.78289.681093.149285.5211382.78283.391099.3948186.11221382.78277.071105.7147080.39231382.78270.711112.0745968.32241382.78264.321118.4644849.86251382.78257.891124.8943724.96261382.78251.421131.3642593.59271382.78244.911137.8741455.72281382.78238.371144.4140311.31291382.78231.791150.9939160.32301382.78225.171157.6138002.7311382.78218.521164.2636838.44321382.78211.821170.9635667.47331382.78205.091177.6934489.78341382.78198.321184.4633305.31351382.78191.511191.2732114.03361382.78184.661198.1230915.9371382.78177.771205.0129710.89381382.78170.841211.9428498.94391382.78163.871218.9127280.03401382.78156.861225.9226054.1411382.78149.811232.9724821.13421382.78142.721240.0623581.07431382.78135.591247.1922333.88441382.78128.421254.3621079.51451382.78121.211261.5719817.94461382.78113.951268.8318549.1471382.78106.661276.1217272.98481382.7899.321283.4615989.51491382.7891.941290.8414698.67501382.7884.521298.2613400.4511382.7877.051305.7312094.67521382.7869.541313.2410781.43531382.7861.991320.799460.64541382.7854.41328.388132.26551382.7846.761336.026796.24561382.7839.081343.75452.53571382.7831.351351.434101.1581382.7823.581359.22741.9591382.7815.771367.011374.88601382.787.911374.870公积金还款如下:累计支付利息元累计还款总额元期次偿还本息元偿还利息元偿还本金元剩余本金元11303.42259.581043.8468956.1621303.42255.711047.7167908.4531303.42251.831051.5966856.8641303.42247.931055.4965801.3751303.42244.011059.4164741.9661303.42240.081063.3463678.6371303.42236.141067.2862611.3581303.42232.181071.2461540.1191303.42228.211075.2160464.9101303.42224.221079.259385.7111303.42220.221083.258302.51121303.42216.211087.2157215.29131303.42212.171091.2556124.04141303.42208.131095.2955028.75151303.42204.061099.3653929.39161303.42199.991103.4352825.96171303.42195.91107.5251718.44181303.42191.791111.6350606.81191303.42187.671115.7549491.05201903.42183.531119.8948371.16211303.42179.381124.0447247.12221303.42175.211128.2146118.91231303.42171.021132.444986.51241303.42166.821136.643849.91251303.42162.611140.8142709.1261303.42158.381145.0441564.06271303.42154.131149.2940414.78281303.42149.871153.5539261.23291303.42145.591157.8338103.4301303.42141.31162.1236941.28311303.42136.991166.4335774.85321303.42132.671170.7534604.09331303.42128.321175.133429341303.42123.971179.4532249.54351303.42119.591183.8331065.71361303.42115.21188.2229877.5371303.42110.81192.6228684.87381303.42106.371197.0527487.82391303.42101.931201.4926286.34401303.4297.481205.9425080.4411303.4293.011210.4123869.98421303.4288.521214.922655.08431303.4284.011219.4121435.67441303.4279.491223.9320211.74451303.4274.951228.4718983.27461303.4270.41233.0217750.25471303.4265.821237.616512.65481303.4261.231242.1915270.47491303.4256.631246.7914023.67501303.42521251.4212772.26511303.4247.361256.0611516.2521303.4242.711260.7110255.49531303.4238.031265.398990.1541303.4233.341270.087720.01551303.4228.631274.796445.22561303.4223.91279.525165.7571303.4219.161284.263881.44581303.4214.391289.032592.41591303.429.611293.811298.6601303.424.821298.60商贷支付利息12967.02元公积金支付利息8205.23元累计支付利息21172.25元累计还款总额161172.25元期次偿还本息元偿还利息元偿还本金元剩余本金元12686.2662.082024.12137975.8822686.2652.582033.62135942.2532686.2643.022043.18133899.0742686.2633.422052.78131846.2852686.2623.772062.43129783.8562686.2614.082072.12127711.7272686.2604.332081.87125629.8582686.2594.542091.66123538.1992686.2584.72101.5121436.68102686.2574.812111.39119325.29112686.2564.872121.33117203.96122686.2554.892131.31115072.65132686.2544.852141.35112931.29142686.2534.772151.43110779.86152686.2524.632161.57108618.29162686.2514.452171.75106446.53172686.2504.212181.99104264.54182686.2493.932192.27102072.27192686.2483.592202.6199869.66202686.2473.212212.9997656.66212686.2462.772223.4395433.22222686.2452.282233.9293199.3232686.2441.742244.4690954.83242686.2431.142255.0688699.77252686.2420.52265.786434.06262686.2409.82276.484157.66272686.2399.052287.1581870.5282686.2388.242297.9679572.54292686.2377.382308.8277263.72302686.2366.472319.7374943.98312686.2355.512330.6972613.29322686.2344.492341.7170271.57332686.2333.412352.7967918.78342686.2322.282363.9265554.85352686.2311.12375.163179.75362686.2299.862386.3460793.4372686.2288.562397.6458395.76382686.2277.212408.9955986.77392686.2265.82420.453566.36402686.2254.342431.8651134.5412686.2242.822443.3848691.11422686.2231.242454.9646236.15432686.2219.62466.643769.55442686.2207.912478.2941291.25452686.2196.162490.0438801.21462686.2184.352501.8536299.35472686.2172.482513.7233785.63482686.2160.552525.6531259.98492686.2148.572537.6328722.34502686.2136.522549.6826172.66512686.2124.422561.7823610.87522686.2112.252573.9521036.92532686.2100.022586.1818450.74542686.287.742598.4615852.27552686.275.392610.8113241.46562686.262.982623.2210618.23572686.250.512635.697982.54582686.237.972648.235334.31592686.225.382660.822673.48602686.212.722673.480。
无抵押贷款是不以具体某项资产作为担保的借款负债形式,即不用借款人或第三方依法提供担保而发放的贷款。无抵押贷款又称无担保贷款,或者是信用贷款。无抵押贷款不需要任何抵押物,只需身份证明,收入证明,住址证明等资料向银行申请的贷款,银行根据的是个人的信用情况来发放贷款,利率一般稍高于有抵押贷款,客户可根据个人的具体情况来选择贷款年限,然后跟银行签订合同。产品特点1.无抵押-无需任何财产抵押;2.申请便捷-申请程序简单快捷,申请热线、网站、指定受理点和传真皆可轻松申请;3.周期长-任意选择您的贷款时限,贷款周期最长可达36个月;4.额度高-对您的收入及信用状况综合评定,最高贷款额度可达50万元人民币;5.固定利率-本贷款为固定利率,免受市场利率波动的影响,降低利率风险,尽享优惠。申请条件申请人年龄一般需要18-60周岁的中国公民,身体健康,具有当地户口或者在当地居住满一年、有一定的正常收入的人。贷款分类1.薪金贷-只需提供银行发薪存折或对账单、身份证明、住址证明等即可申请个人贷款。2.业主贷-专门为物业业主度身安排的贷款产品,只要拥有本市房产或按揭中的本市房产,即可轻松获取贷款。3.学历贷-专门为本科及以上学历人士度身安排的贷款产品,再根据收入及其他条件确实最终贷款额度。4.私营业主贷-如果您是私营业主,还犹豫什么,贷款?——不再烦忧!利弊从有无抵押物来看,无抵押贷款不需实物做抵押,抵押贷款需要房产做抵押,并要求房产是全款购买或是贷款已结清;从贷款金额来看,无抵押贷款一般可以贷到流水证明的10-15倍,最高一般为30到40万,抵押贷款的金额一般为所抵押房产评估价的七成,最高可达上千万,抵押贷款优势明显;从贷款利率来看,无抵押贷款的利率一般为7.9%-9.9%,抵押贷款的利率一般为基准利率5.94%,低于无抵押贷款;从贷款年限来看,无抵押贷款最长可贷到4年,抵押贷款最高可贷到20年,抵押贷款胜出;从放款时间来看,无抵押贷款审核成功后,当天即可放款,抵押贷款一般需要10个工作日,无抵押贷款胜出;从借款人审核严格程度上来看,无抵押贷款因为没有抵押物,所以对借款人资质审核非常严格,抵押贷款相对于无抵押贷款,对借款人的审核略宽松一些;从是否需要用途证明来看,无抵押贷款不需要借款人提供用途证明,而抵押贷款需借款人提供用途证明,并且只有提供购房、购车、留学、装修等证明银行才允以办理,可见,无抵押贷款资金用途相对广泛些;从可操作银行来看,无抵押贷款只有个别外资银行和内资银行才可以操作,而抵押贷款则相对普遍,内外资银行均可操作。