购房贷款已经办了，购房合同什么时候能拿？...-问答

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购房贷款已经办了，购房合同什么时候能拿？

齐昌志 2019-11-05 23:30:00

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按揭买房合同一般包括商品房预售契约（期房）和商品房买卖契约（现房）两种。

辛均志2019-11-05 23:38:12

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其他回答

一般情况是最快3个工作日放款就可以领取合同，但是目前由于银行贷款金额紧缩，所以要排队，可能长的会等上半年以上了。

齐景智2019-11-05 23:55:40

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网贷利息太高，不还会有什么后果！

贷款还本付息主要有三种方式，贷款人承担本金和贷款利息，贷款人承担逾期还款的风险。贷款人承担逾期还款的风险，并且需要符合银行长期贷款的规定。

贷款买房怎么还款最划算？

目前，银行的贷款方式有2种，一种是等额本息，一种是等额本金。

求一篇与“商业银行个人住房贷款风险管理研究”相关的英语外文及中文译文

《我国商业银行个人住房贷款的风险及防范外文文献及翻译》http://www.docin.com/p-841466721.html链接给你，！往采纳。

商业银行办理个人一手房住房抵押贷款需要发票吗

房子已经在银行抵押了一次能再抵押贷款。假设一套房产在银行已做抵押贷款，目前还在正常还款，这种情况下房主如再次申请抵押贷款，不必提前还清银行贷款，只要能通过专业评估，即可根据评估值进行再次抵押。办理二次抵押贷款所需证件：申请人的房产证。扩展资料：二次抵押贷款条件：1、用于二次抵押贷款的房屋应为市场发展潜力较大的优质住房和商业用房。2、用于个人房屋二次抵押贷款的房屋必须是现房。3、房屋是使用中国银行抵押贷款所购买的一手房。4、房屋抵押登记已办妥，且我行是房屋的抵押权人。5、房屋已办理保险，且保险单正本由中国银行执管。6、房屋所处位置优越，交通便利，配套设施齐全，具有较大的升值潜力。二次抵押贷款。

我国商业银行个人住房贷款风险管理研究属于金融类论文吗

“商业银行个人住房贷款”这个就经常出现查重会查出来么这个不一定的确全文。

商业银行个人住房抵押贷款的资信评估体系

办理商业贷款-个人住房抵押贷款的时候都需要资产评估。
贷款所需资料：
1.借款人的有效身份证、户口簿;
2.婚姻状况证明，未婚的需提供未婚证、已离婚的需出具法院民事调解书或离婚证;
3.已婚需提供配偶的有效身份证、户口簿及结婚证;
4.借款人的收入证明(连续半年的工资收入证明或纳税凭证当地);
5.房产的产权证;

跪求两篇关于银行个人住房抵押贷款的外文文献。急要。谢谢。

TheconceptofBanksnon-performingassets1,thebankcan''tontimeaccordingtotheseverityofthenon-performingassets,canchoosebankbankruptcyliquidationoraccordingtothepredeterminedtimelimit,fullspecifiedamountaccordingtothepredeterminedrateintothelineofassetreorganization.2,afterthebanklendingintheformofbankcreditassetsisnotinconformitywiththeprincipleofsafety,liquidityandprofitabilityinoverdue,dull,badconditionandsomeoftheloansatrisk.3,bankcan''tnormalbackornottoreturntheloanreceived.4,referstoinagoodoperatingstate,notbringstothebankintimetonormalinterestincomeandevenhardtorecovertheprincipalofbankassets,mainlyreferstothenon-performingloans,includingsubprimeloananditsinterest,suspiciousandloss.5,Bankscan''ttimelygetininterestincomeandwithdrawtheprincipalassets.6,agoodmanagementofthestateoftheBanks''assets,primarilynon-performingloanassets,thebankcan''trecovertheprincipalandinterestoftheloaninatimelymanner.Include:failedtorecoveroverdueloans,dullloansandnon-performingloans.Managementmeasuresofnon-performingassetsofBanks1.Theformationofbadcreditassetsstrippingsystemreason.NationalinstitutionaldebtofBanksandenterprisesshouldtakeoutapieceofinstitutionalresourcescompensation,changedtheloanstoinvestmentistheenterprisecan''trepaythebankloantoinvestmentintheenterprise,ismainlyreferstosomeofthenationaleconomyandpeople''slivelihoodandsocialstabilityoflargeenterprisesloandefaults.2.Professionalshallcarryoutthecorporatebanking.Professionalcorporatebank,aimstoestablishpropertyrightclear,nobodyisclear,fromgovernmentadministrativeintervention,\"theirownrisks,andtobalance,self-discipline,self-financing,self-development\"oftheoperatingmechanism.Adheretotheprincipleofcapitalliquidity,safetyandprofitability,fromthesystemtofunctionallconformtothebusinessprinciplesofstate-ownedcommercialBanks.3.Theconstructionofstate-ownedenterprisegroups,topromoteenterpriseassetsreorganization.Enterprisegroupisproducedforthemodernproductivescaleeconomyrequiresaformofenterpriseorganization.Bestproductionscale,thelowestcostandbenefit,itnotonlythroughthejointgatheredhugeproductivity,toproduceasingleenterpriseisdifficulttorealizethecombinationeffectofrapidlymeettherequirementsofmoderneconomiesofscale,atthesametime,itsorganization,whichfullyreflectstheflexiblemanagementofcommodityeconomy.Havefastadvanceddevelopmentpattern,theenterprisegroupisfasterthananyotherformoforganizationdevelopment,roleineconomiclife.Scaleeconomicbenefit,theintensiveproductionenterprisegroupcompany,therearetwomainways:oneistheimplementationofindividualenterprisescaleexpansion,itisacorporaterestructuring,throughmergersandacquisitionsandotherforms.Powerfulgroupco.,LTD.,andthelatterhasbecomeadaptedtomarketeconomydevelopmentrequestformthemainstreamofgroupcompany.Thegovernment''sassetsreorganizationofenterprisesworktostrongleadershipandplanning,bywayofjointventure,cooperation,grafting,restructuringandresources,toachieveresourcerestart,restructuringmustimplementthebankcreditor''srightsatthesametime,inordertoachievethepurposeofcreditassets.4.Strengtheningthemanagementofbankcredit.Creditassetsriskpreventionandmanagementofeveryloancreditinvestigation,loanreview,post-loaninspectionbefore,strengthencreditmanagementmustbecarriedoutonloanmanagementresponsibilitysystem.Oneistoclarifytheresponsibilitiesofrelevantpersonnel,theestablishmentofPresidentresponsibleforthesystem,theseparationofapprovingsystem,hierarchicalexaminationandapprovalsystem,leavingtheauditsystem,soastoreducethemanagementrisk.2itistocorrecttheirloanslighttubephenomenon,achievethefundamentaltransitionfromextensivetointensivemanagementstyle,improvethelevelofmanagement,improvethelevelofriskmanagement,inparticular,topreventandreducenewbadcreditassets.5.Inaccordancewiththeloan.Firstofall,fromthelegalsafeguardtheautonomyofcommercialBanksandthelegitimaterightsandinterests,putanendtothegovernment''sadministrativeinterventionofBanks;Next,wanttosupportthebanktocollecttheloanprincipalandinterest,ifnecessary,bymeansofthelaw,forenterprisestoevadethedebtrestructuringofthemachineornotalsorich,covertauctionerosionbankassetssuchasmortgagegoods,behavior,andtomaintainthelegitimaterightsandinterestsofthebank.这是英文的文章，你要文献就抄每段第一句。

毕业论文。“商业银行住房按揭贷款”是不是指的就是对“个人”的？还是“商业银行住房贷款”分好几种？

“商业银行个人住房贷款”这个就经常出现查重会查出来么这个不一定的确。

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